When Don started his career as a Senior Account Executive in the mid-nineties, he developed a passion for helping others. In 2001, he began financial planning that later became Cloud Financial, Inc. He translated his love into the business world by helping educate the pre-retirement and retirement communities of North Alabama. Since then, Don has grown Cloud Financial, Inc. into a local, multi-advisor firm that expanded in 2016 to become an RIA (Registered Investment Advisor) Cloud Investments, LLC. With his experience and passion for helping families, Don has been working in our community as a fiduciary to create an educational environment for our clients to help them identify, plan for, and reach their retirement goals by making retirement simple.

In his spare time, he enjoys paramotoring and spending time with family. Don also enjoys family events with his wife, Lindsey, and their children and supporting his community’s interests. Additionally, he spends much of his time mentoring other financial advisors with like-minded goals for their clients because that is where his passion still burns.

Fun Fact: His favorite pizza toppings are pepperoni and pineapple.

Charlie brings a strong educational and professional background to the Cloud Financial, Inc. and Cloud Investments, LLC team. He earned his bachelor’s degree in Finance from Auburn University and went on to obtain his Masters in Business Administration with a focus in Finance. Charlie is a Certified Estate Planner with the NICEP (National Institute of Certified Estate Planners) and shares his extensive knowledge and training with the Cloud team. Charlie’s education and certification coupled with his caring personality allow him to connect with his clients and provide meaningful interactions.

Charlie has been married to his wife, Hollie, for the past 15 years. They have two children, Hudson (12), and Maggie (9). Charlie spends a large portion of his free time volunteering as a coach for the many teams and sports his kids are involved in. He is also an avid golfer.

Fun Fact: His favorite concert he’s been to is Need to Breathe.

Germi brings extensive experience in business management and finance to the Cloud Financial, Inc. and Cloud Investments, LLC team. He has 15 years of experience in the financial industry. Germi is also a National Social Security Advisor as well as a Chartered Retirement Planning Counselor. This allows him to provide knowledge and experience to help our clients maximize their Social Security benefits and design a retirement strategy best suited for them. Germi truly loves what he does and it shows daily in his client interactions.

Germi enjoys spending time with his wife, Lashon, and three children, Brandon, Hannah, and Alex. They spend a lot of their time at the many sporting and extracurricular events their children are involved with. He also enjoys many outdoor activities such as hiking, camping, and fishing. He and his wife both volunteer with their children’s athletic programs to help support, officiate, and organize events for them.

Fun Fact: His favorite book is The Great Gatsby by F. Scott Fitzgerald.

Aaron is a Wealth Advisor at Cloud Investments, LLC. He brings passion and commitment to each of his clients. He graduated Summa Cum Laude from the University of Alabama with a double major in finance and economics. Additionally, he is currently pursuing his Chartered Financial Consultant® (ChFC®) designation because he believes that continuing education is essential to providing his clients with the best service. One of his personal goals as an advisor is to come alongside each client and partner in their needs; as he better understands each individual and their goals, he is able to build a more suitable plan for their unique situation. He is proud to serve both The Shoals area and Huntsville in retirement planning and local business solutions.

Outside of the office, Aaron is active in his community and a third-generation member to his home church of Chapel in Florence, AL. He and his wife Layla, high school sweethearts, are lifelong residents of the Shoals and are the proud parents of two children, Canaan and Ezra Ruth. When he isn’t spending time with his family, Aaron’s hobbies include chess, golf and piano.

Fun Fact: He owns two German Shepherd Dogs, Mozart and Mona Lisa.

John Michael is a client-turned-adviser who brings a different perspective to the office due to his experience trading stock options in the market for over a decade. John Michael holds his series 65 as well as his Alabama health and life insurance license.

John Michael and his wife, Leigh Anne, their two daughters, Aubrey and Payton, and yellow lab Sonnie live in Athens. They spend time at the softball and soccer fields watching their girls. They are also very involved in church activities.

Fun Fact: He is an avid wood worker and used to own a custom furniture business.

Briana joined the Cloud Financial, Inc. and Cloud Investments, LLC team in 2022. She brings with her 7 plus years of administrative experience. She is licensed in Life and Health Insurance as well as Property and Casualty Insurance in both AL and TN. Bri strives to be the bridge between Advisors and their Clients by handling applications, processing service requests, and providing up to date information to clients regarding the status of their funds.

Bri and her husband, Adam, are passionate about giving back to the Huntsville Hospital NICU as well as the Hydrocephalus Association after their oldest daughter was born at just 22 weeks gestation and spent 145 days in the NICU after birth. The Rhineharts find great joy in sharing Maisy’s story of prematurity and her battle with Hydrocephalus in order to bring awareness and education to the incurable condition. They love spending time with both their daughters Maisy (4) and Indigo (1), and their dog Lilo.

Fun Fact: In 2016, Bri interned at the Walt Disney Company.

Bio coming soon!

Bio coming soon!

Rebecca joined the Cloud Financial, Inc. and Cloud Investments, LLC team in 2023 after relocating to Huntsville, Alabama, with her husband, Adam. Originally from Tampa, Florida, Rebecca cultivated a lifelong love for the ocean and the outdoors. She now enjoys the charm of country living on an acre of land with her 10 chickens and their Aussiedoodle, Shiloh.

Before transitioning to the financial services industry, Rebecca dedicated her career to child welfare, empowering children in foster care through mentorship and advocacy. She directed a mentoring program that inspired young people to realize their potential and embrace their self-worth—a passion she continues to carry forward in her life and community involvement.

Rebecca and Adam are thrilled to call Huntsville home, where they enjoy exploring the outdoors, giving back to the community, and creating memories with their extended family.

Christopher Thomas brings over a decade of experience in marketing, branding, and digital strategy to Cloud Financial. As Marketing Manager, he leads the development and execution of innovative campaigns across multiple channels, driving client engagement and business growth. Christopher is skilled in performance marketing, media production, and event coordination, producing Cloud Financial’s podcast, TV show, and radio program.

With a passion for creating impactful content, Christopher collaborates with leadership to craft educational initiatives, including blogs, video series, and social media campaigns, enhancing the firm’s visibility and reputation as a trusted financial partner. His expertise in budget management, client collaboration, and data-driven marketing strategies ensures every project aligns with organizational goals and delivers measurable results.

When he’s not at work, Christopher enjoys mentoring, building brands, and spending time with his family.